New yojna pradhanmantri dhan Laxmi yojna 2020

New yojna pradhanmantri dhan Laxmi yojna 2020

The Dhanalakshmi scheme focuses on minimizing female infanticide cases in India by means of providing an insurance cover. The scheme also supports education for girl child and offers alluring insurance schemes to prevent early marriage
In a bid to reduce the amount of female infanticide cases in the country, offer insurance and an education incentive, the government along with the Women and Child Development Organization launched the Dhanalakshmi scheme in India. Although the scheme is now done away with as a result of more attractive schemes introduced by the government over the years, it did bring many things into perspective - with regard to girl children. The scheme was backed by the government and introduced by Renuka Chowdhury, the then Minister of Women and Child Development Organization. In a short span, it received more than 5,000 applicants in 11 backward states in India. The primary focus of the scheme was to reduce the amount of female infanticide cases - which is still at an alarming rate in most states in the country. The scheme also aims at avoiding child marriage by offering parents an attractive insurance cover, and encouraging parents to educate their children as well as covering certain medical expenses for girl babies. The aim of the scheme was to value the life of a girl child and not treat them as a liability
Eligibility for Dhanalakshmi Scheme

The scheme offered cash incentives for parents in a bid to give girl children a promising future. Like most scheme, this scheme also had an eligibility criteria:

All girl children born after November 8, 2008, were eligible for the scheme.
All girl children, irrespective of their socio-economic status, were eligible.
All girl children, including the number of girl children in the family, were eligible.

The girl child was an Indian resident.

Benefits of Dhanalakshmi Scheme

All girl children were born on November 8, 2008, and registered under the scheme and the government was given an initial cash incentive of Rs.5,000.

For girl babies between 6 weeks to 24 months, an immunization cash incentive was fully paid Rs.1,250. This covers the cost that parents will have to bear to immunize their child in the backward states of India.
The scheme covers the education costs of the girl child, from enrollment to retention in school till grade 8. For enrollment in school, parents were given a cash incentive of Rs.1,000. From Class 1 to Class 5, a cash incentive of Rs.500 each year was given to the parents. For the secondary school education of the girl child, parents were given a cash incentive of Rs.750 every year. A total of Rs.5,750 was given as a cash incentive to educate the girl child till the 8th standard.
In order to prevent child marriage, the scheme offered parents an insurance cover of Rs.1 lakh when the girl turns 18-years-old and the girl is not yet married.

The cash incentives were conditionally dependent on the age of the girl. For example, if the girl child is already in Grade 1, then she is eligible to receive cash incentives for her education and not for immunization and birth registration

The scheme, though it is non-existent as of now, focuses on empowering women in the backward states of the country, and putting a spotlight on girl children, highlighting the value of their lives. More than 5000 girls were recipients of the cash incentives offered this scheme

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